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Bankruptcy – What is Chapter 13?

Chapter 13 Bankruptcy – also known as reorganization or “wage earners” bankruptcy – requires you to pay your “disposable monthly income” into a Chapter 13 Plan for a period of up to five years.  Chapter 13 Bankruptcy works best for people who have a steady, reliable income.  In most cases the payments made to creditors … Continue reading

Oregon Transfer-on-Death Deeds – A New Club for your Estate Planning Bag?

I remember when my Dad bought his first 7-Wood.  He was always looking for new and different clubs to add to his golf game.  His golf buddies tried it out and pretty well unanimously decided it was useless.  My Dad, however, consulted with the club pro about incorporating it into his game, and practiced and … Continue reading